Jasel Weilas Blog

Leave the stiff and boring life behind for some excitement and enjoyment in one the of the top travel destination in Texas – Galveston Island. This 32-mile long island offers a wide variety of attractions from sandy beaches, museums, art galleries, theatrical productions to historic homes and mansions.

Spend some “island time” and enjoy a variety of outdoor activities such as fishing, golfing, boat riding, kayaking and surfing. With the help of Galveston Island Convention & Visitors Bureau, you can successfully start planning your dream vacation on the island of Galveston.

Historic Island

Galveston is known for their historic past and rich culture and one of the best ways to spend your vacation in the island is by visiting world class museums. Galveston has a wealth of amazing museums that can give you a fun day filled with facts and unique adventures. Some of the best museums in Galveston are the Galveston Children’s Museum, Lone Star Flight Museum and The Bryan Museum.

The Strand District which is considered the heart of the Galveston’s downtown has many restored historic buildings from the 19th and 20th centuries. Make sure to take a trip on historic mansions including the 1895 Moody Mansion and the Bishop’s Palace built in 1892.

Galveston for Lovers

Whether you are planning a romantic getaway or a picture perfect place for your wedding, Galveston is surely a right choice. Galveston Island has plenty of fabulous wedding venues that can provide everything you need for a romantic wedding by the sea. When it comes to anniversaries, honeymoon or romantic getaways, Galveston Island will surely light up your romance.

Hotels Everywhere

Galveston Island is abundant in hotels, whether you want an extravagant room or just a simple but a clean place to stay for a night, the island has dozens of hotel options that will definitely suit your budget. Most of these hotels are located near the center of the island and major attractions.

Photo Contest for Everyone

#LoveGalveston2017 Photo Contest began last February and will run until April. Those who participated have a chance to win up to $1,000 cash. In addition, the photo submitted in the contest may also be used for marketing purposes in Galveston.

Elaine Woon

Elaine is our CRIB Operations Director. She brings to the team business development and marketing communications experience in the financial services industry in addition to her six years’ stint in the non-profit industry. She manages funding and communications and oversees membership and events while engaging stakeholders to drive initiatives that positively impact the organization. Her ABC Entrepreneur Profile is Business Manager.

Rachel Teo

Rachel is our CRIB Match Director, overseeing the business plan reviews, Match Mixer and Pitch Perfect sessions.  Prior to her current regional marketing lead role at Microsoft, she held various roles in retail, events management, product marketing and strategy within the retail and ICT industry. Rachel is passionate about technology and women empowerment and how both of this can impact family lives and society. Rachel and her husband, Justin have a son, Lucas. Her ABC Entrepreneur Profile is Business Manager.

Megha Singh

Megha is our CRIB Events Director, where she coordinates our overall CRIB event calendar and event outreach. Megha is a post graduate in mass communication and has worked in the communications industry for the last 9 years. She has recently set up her own consultancy, Megha Singh Communications, to cater to the communication needs of small businesses in the creative, technology and lifestyle industries. Megha is a published writer and writes fiction and poetry in her spare time. Her ABC Entrepreneur Profile is Business Manager.

Ricci Lim

Ricci is one of our CRIB Project Managers and is currently helping with our SG50 Women for Women Initiative. She hopes to see all women support each other and grow in CRIB. After a decade working in human resource consulting advising international clients in talent acquisition for Asia Pacific, Ricci is currently running an executive search firm for healthcare and life science practices based in Singapore. Ricci is passionate about people, business start-ups, leadership development and management. She loves her family and enjoys spending time with her husband, Ethan and their son, Caden. Her ABC Entrepreneur Profile is Business Manager.

Germaine Tan

Germaine is one of our CRIB Project Managers, most recently acting as our members liaison. Malaysian born, she relocated to Singapore from Sydney two years ago. Germaine is passionate about helping females find self-worth, strength and purpose in their lives through a female empowerment program called Shine. She left her job at a bank in 2015 to explore the possibilities of being an entrepreneur, and joined CRIB to be with like-minded women on the same journey. Germaine is thrilled to expect her first baby in December 2015. Her ABC Entrepreneur Profile is Business Manager.

Carol Chan

Carol is one of our CRIB volunteers, coordinating our mentoring and coaching initiatives offered under CRIB Equip. She is a corporate strategy and business development analyst with a regional investment bank. Prior to that, she worked as an equity research analyst, product manager and investment analyst. Carol has a keen interest in financial markets, entrepreneurship and process improvement, and hopes to connect with like-minded individuals through CRIB. Her ABC Entrepreneur Profile is Business Manager.

Strengthening backbone rewards insurers, customers

Zero tolerance is an popular catchphrase for insurers to bandy around. It implies a blanket boycott of dubious claims, the marshaling of an insurer’s full resources at every turn.

In practice, zero tolerance is a moving target. Few insurers can assert they contest every dubious claim. Even the most principled insurers decide which claims to challenge, and which to let slide through.

Focusing limited staff resources on a complex staged-crash ring that’s stealing hundreds of thousands of dollars might make more sense, from an insurer’s standpoint, than taking on a handful of smaller homeowner claims that prosecutors likely aren’t interested in pursuing.

Perhaps paying a $5,000 nuisance claim from a clearly setup fall in a restaurant makes more sense, as an insurer sees it, than spending many times that amount in legals fees to defend against the determined crook’s civil suit. A sympathetic jury could dole out $500,000 to the swindler, who’s faking a convincing limp in court. Just pay off the guy and make his claim go away.

That said, one of best business cases for zero tolerance recently was mapped by former CNA chief claims officer George Fay. He writes movingly in the Journal of Insurance Fraud in America.

“Most claim denials for fraud result in a lawsuit against the company, no matter how solid your case,” George wrote soon after retiring. “A strong anti-fraud position can earn your insurer a reputation within the criminal underworld for being an undesirable target to try and bilk. This principled stance saves legal fees in the long run.”

And helps build customer loyalty: “When you make customers aware of your anti-fraud efforts, they see it for themselves and usually stay with you for life.

Zero tolerance also reflects an insurer’s character, from the leadership down through line staff. “An insurer that knowingly pays a fraudulent claim violates its values statement,” George writes. “And certainly the insurer lacks character. The same is true of insurer employees — from the SIU director to claims personnel to adjusters. Character is critical to building the foundation of successful fraud-fighting efforts.”

Zero tolerance — strengthen your backbone, stop false claims and reap rewards. George Fay writes an inspiring roadmap. Insurers should study that vision closely — your honest policyholders will be glad you did.

About the author: Jim Quiggle is director of communications for the Coalition Against Insurance Fraud.

Buying securities from early-stage companies can now be easily done beginning May 16, 2016 using the crowdfunding system. For investors who desire to choose this method for the first time, they must evaluate the risks involved in investing in these small companies, advises the Financial Industry Regulatory Authority (FINRA).

According to FINRA’s Senior VP Gerri Walsh, “Crowdfunding has produced great interests among investors; hence, the temptation to ride the wave on upcoming startups can be very strong. Nevertheless, the prospects of getting involved in new opportunities should impel investors to stop and look for the right answers to vital questions.” He added that “unregistered and emerging securities carry significant risk, and investors must be wary of such bright, new object and come up with educated and logical investment decisions”.

Based on the new provisions instituted on May 16, 2016, the general public can now invest in capital funding for start-up companies through crowdfunding. As defined, crowdfunding allows small businesses to utilize the Internet to raise funds for their capital through limited investments coming from a sizeable number of investors. FINRA’s announcement lays down the process by which equity crowdfunding works, together with the income and net-worth qualifications potential investors have to satisfy and the data provided by broker-dealers, issuers and funding portals.

FINRA’S announcement likewise provides help to investors for them to assess whether crowdfunding is appropriate for them. Here are some helpful tips:

1. Determine whether you can take the risk as well as the possible loss you may incur. There is no argument that startups and early-stage businesses can fail. Be prepared then to lose every dollar of your investment, when it does happen. Likewise, remember that your capability to resell your investment will be quite limited during the first year. Hence, you may have to let your investment stay the course for quite a while until new opportunities present themselves.

1. Keep updated and well aware of the financial and educational information, as well as other reports furnished by the issuer and crowdfunding brokers. Do not hesitate to seek answers for your immediate concerns regarding the investment, such as possible loss of your investment. Seek the opinions of unbiased professionals and other investors, for instance, an accountant who comprehends financial statements and who may not have any personal stake on the investment.

1. Consider the possibility of fraud. Safeguard your interests by studying how scammers can dupe you; so you can avoid them. Get in touch with investment professionals through BrokerCheck, and visit FINRA’s Funding Portal website on www.finra.org which went online on May 16, 2016.

1. For the most recent Investor Alerts and other vital investor information, subscribe to Investor News.

The International Financial Securities & Industry Regulatory Commission is recognized as the biggest independent securities regulation agency for all firms operating in the United States. FINRA commits to safeguard the interests of the investor as well as the integrity of the securities market through efficient regulation and appurtenant compliance and technology-based systems. FINRA covers substantially every aspect of the securities market – beginning with registration and education of all industry players to evaluation of securities companies, writing regulations, enforcement of such regulations and the federal securities laws, and the education of the investing public in general. Moreover, FINRA conducts investigations and other regulatory tasks for equities and options markets, including trade updates and other related industry services. Finally, FINRA serves as the main administrator for resolutions of disputes for investors and securities firms.

To obtain more information, kindly visit www.finra.org.

Wow! Hi everyone. Brilliant, brilliant, brilliant! I love reading. Well, there’s one thing you need to know. You need to learn. If you don’t learn every day, your knowledge will not improve.

If your knowledge will not improve, your income will not improve. Your knowledge is tied totally, 100 percent, to your income. This is very, very, very interesting.

Now people think that they learn every day, but I want you to get you to look, and you’ll see that most of the time, most of the people do not actually learn. They hear data, most of it false -- false data, it’s not correct.

But they’ve been trained for years that the source is more important than the actual data, and I say it is false. The source is not more important than the data. The data is what’s important.

So, I’m Israeli, I’m Jewish, and you cannot suspect me that I like Hitler. I don’t. I really don’t like him, but Hitler was instrumental in inventing the sonar. I’m a submariner. I used to be a diver in the submarine, an Israeli submarine so am I not going to use now the sonar because Hitler was part of it?

I’m using the light. Do I care if was ethical or not? Of course if he’s was it’s better, but I really don’t care. What I look at is the data, does it makes sense to me?

And when I lose this ability to evaluate things for me, “does it make sense to me,” I cannot anymore study. I cannot anymore improve because if I don’t evaluate data for myself, how do I know?

Most of the people reading “God Google” something -- and they will tell you because it was in God Google, it’s true. They cannot evaluate. They need someone else to evaluate for them, and in that moment you’ve lost everything.

You will not ever, ever, ever improve before you start to think for yourself. What I’m telling you is not true, at all -- ever! Any one of my videos, any one of my lectures, anything that comes up out of my mouth is not true -- unless, of course, it is true for you.

Now, how will you be able to know if it’s true for you if you cannot evaluate data, if you cannot trust yourself?

Self-confidence is the ability to trust your own decisions. When you cannot trust yourself, you cannot trust anyone. Because when you say, “Well, he told me,” is just a way to shun from responsibility, to run away from responsibility.

How do you evaluate data? How do you know what’s true? What is the word truth? What is the definition of the word truth?

All of these things are the first things that you will learn in my seminars because you need to know what truth is. How to evaluate data, how to think for yourself, once you have that, you are king. Once you don’t, you’re a slave with no hope.

To become who you really are -- to learn how to learn and how to evaluate data -- come to my seminar. I’ll teach you, and you will never be the same again.

Looking forward to seeing you -- exciting, exciting stuff! Thank you.

Dr. Howard J. Marans graduated from the Univ of Toronto, Fac of Med, Toronto, Ont, Canada in 1982. He works in Fountain Valley, CA and specializes in Orthopaedic Surgery and Sports Medicine. Dr. Marans is affiliated with Fountain Valley Regional Hospital & Medical Center and Orange Coast Memorial Medical Center.

Dr. Marans's Specialties

Orthopaedic Surgery, Sports Medicine

Dr. Marans's Education & Training

Medical School: Univ of Toronto, Fac of Med, Toronto, Ont, Canada; Graduated 1982

Dr. Marans's Accepted Insurance

• Aetna Basic HMO
• Aetna Choice POS II
• Aetna HMO
• Aetna HMO Deductible Plan CA members only
• Aetna Managed Choice POS Open Access
• Aetna Savings Plus of CA
• Aetna Signature Administrators PPO
• Aetna Vitalidad Plus CA con Aetna
• BCBS Blue Card PPO
• Blue Cross CA Advantage PPO Preferred DirectAccess Plus

Dr. Marans's Office Information & Appointments

Office Locations

Howard J Marans Md

11190 Warner Ave Ste 306
Fountain Valley, CA 92708
(714) 979-898

PLEASE NOTE:  U.S. Boiler Company, Inc. is the manufacturer of quality hydronic heating products. U.S. Boiler Company exclusively sells its products to selected plumbing and heating distributors throughout the United States and Canada. These distributors, in turn, sell U.S. Boiler Company products, along with a host of related accessories to independent installing contractors and dealers. The contractors and dealers provide the installation and servicing of, not only the boiler, but of the entire home heating system. A boiler is not a complete system unto itself. It requires pipes, valves, fittings, and a method for radiating the boiler’s heat into the home and involves products from various manufacturers. Therefore it is important for you to choose a qualified contractor/dealer for your heating system needs.

U.S. Boiler Company as a product manufacturer does NOT, in any way, engage in, provide or offer installation or servicing capabilities for heating system products. U.S. Boiler Company does supply an online list as provided by these contractors/dealers as a service to homeowners, but does not recommend, endorse, authorize, or certify any specific contractor, dealer or their companies.

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